Private Student Loan Options

If you have a funding shortfall after considering all federal, state and institutional financial aid, including federal student loans, as well as earnings and savings, you may want to consider a supplemental private student loan to make up the difference.

Loan Program	Description
Partnership Advance Education Loan®	Variable-rate and fixed-rate cosigner* private student loan options provided by Iowa Student Loan
Iowa Alliance Private Student Loan ProgramSM	Variable-rate no-cosigner private student loan provided by Iowa Student Loan and its partnering institutions to students who have been previously denied a cosigned private student loan
Credit union and bank private loans serviced by Iowa Student Loan	Variable-rate cosigner* and no-cosigner private student loans offered by lenders throughout Iowa and serviced by Iowa Student Loan Credit union membership or other qualifications may be required.

*Applicants who meet the underwriting and credit criteria are not required to provide cosigners.