Federal Loans

Your financial aid award letter will list the federal loans you qualify for. You may see five types of federal loans on your financial aid award letter.

Federal Perkins Loans
Federal Stafford Loans
- Direct Subsidized Stafford Loans
- Direct Unsubsidized Stafford Loans
Direct PLUS Loans
Direct PLUS Loans for Graduate and Professional Degree Students

For more information on federal student loans, talk to the financial aid office at your institution.

Success Tip

Seek Federal Loans First
If you decide that you need a student loan to attend the college or university of your choice, you should consider federal student loans before private student loans because federal student loans are typically more affordable and generally have more flexible repayment options.

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