Private Loans

If you have a funding shortfall after considering all federal, state and institutional financial aid, including federal student loans, as well as earnings and savings, you may want to consider a private student loan to make up the difference.

Loan Program	Description
Partnership Advance Education Loan^®	Fixed-rate and variable-rate cosigner* loan options provided by Iowa Student Loan
Iowa Alliance Private Student Loan Program^SM	Variable-rate no-cosigner loan provided by Iowa Student Loan and its partnering institutions
Credit union and bank private loans serviced by Iowa Student Loan	Variable-rate cosigner* and no-cosigner private student loans offered by lenders throughout Iowa and serviced by Iowa Student Loan

*Applicants who meet the underwriting and credit criteria are not required to provide cosigners.

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