Military Deferment

You may qualify for a Military Service Deferment on your federal loans if you do either of the following:

• Serve on active duty during war, other military operation or national emergency.
• Perform qualifying National Guard duty during war, other military operation or national emergency.

You may qualify for a Post-Active Duty Student Deferment on your federal loans if:

• You are a member or a retired member of the National Guard or other reserve component of the Armed Forces.
• Your service includes a period on or after Oct. 1, 2007.
• You were enrolled at least half-time at an eligible school when you were called to active duty or within six months before you were called to active duty.

Eligible Federal Loans Programs

Federal loans programs eligible for Military Service Deferment or Post-Active Duty Student Deferment include:

• William D. Ford Federal Direct Loan Program (Direct Loan).
• Federal Family Education Loan Program (FFELP).
• Federal Perkins Loans.

Note: Assistance may also be available to borrowers with Iowa Student Loan private loans.

Request Forms

Military Service Deferment/Post-Active Duty Student Deferment Request Form (PDF) — This deferment request form may be completed by you, your family or other reliable source.

Public Service Deferment Request (PDF)

Additional Military Benefits

You may qualify for additional repayment benefits for FFELP or private loans.