Iowa Student Loan

Strategies for Success
- Be a Smart Consumer
- Trouble Making a Payment?
  - One-on-One Counseling
  - Consequences of Default
Payment Options
- Repaying Your Loans
  - Repayment Plans
    
    Federal Student Loan
    
    Private Student Loan
  - Ways to Make a Payment
    
    Auto-Debit
    
    Monthly Payments by Mail
    
    Online Payments
    
    Pay by Phone
- Delaying a Payment
  - Deferment
    
    Economic Hardship
    
    Education Related
    
    In-School
    
    Military
    
    Parental Leave/Working Mother
    
    PLUS Borrower With Dependent Student
    
    Public Service
    
    Temporary Total Disability
    
    Unemployment
  - Forbearance
    
    Department of Defense Loan Repayment Program
    
    Emergency and Disaster
    
    Grace
    
    In-School
    
    Medical or Dental Internship/Residency
    
    National and Community Service
    
    National Guard Duty
    
    Student Loan Debt Burden
    
    Teacher Loan Forgiveness
    
    Temporary Hardship
Loan Forgiveness Programs
- Nursing Program
- Teacher Program
Military Service Benefits

PLUS Borrower with Dependent Student Deferment

Borrowers must have at least one outstanding loan made before July 1, 1993.

A PLUS Borrower with Dependent Student Deferment can be used for:

Deferment for PLUS borrowers with dependent students enrolled in school either full time or half time.
Deferment for PLUS borrowers based on rehabilitation training of dependents.

Download the PLUS Borrower with Dependent Student Deferment Form (PDF).

Iowa Student Loan helps students and families obtain the resources necessary to succeed in postsecondary education.

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