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Aspire Servicing Center

Veridian Private Student Loan

Veridian Private Student Loans are serviced by Aspire Servicing Center. These loans are subject to credit approval.

Loan Option Description
Option 1 If you or your cosigner meet the eligibility criteria, loan option 1 features:
  • Required monthly interest payments while you're enrolled on at least a half-time basis. Making interest payments can help keep your principal balance from increasing and can help you pay less money over the life of the loan.
  • A lower interest rate than loan option 2.
  • An origination fee of 0% or 3%1.
Option 2 If you or your cosigner meet the eligibility criteria, loan option 2 features:
  • No required payments while you're in school and for six months following graduation, when you leave school or drop below half-time enrollment.
  • An origination fee of 0% or 3%1.

View complete underwriting criteria and terms.

Repayment Benefit

Earn a 0.25% interest rate reduction by making auto-debit payments when you begin principal and interest repayment.

The 0.25% interest rate reduction will apply once Aspire Servicing Center begins to automatically deduct payments and will remain in effect as long as automatic payments continue without interruption during the repayment period. The 0.25% interest rate reduction will not lower the monthly payment amount but will instead reduce the interest amount that accrues. The interest rate reduction will be suspended during approved deferment(s) or forbearance(s) or if automatic payments are rejected due to insufficient funds.

Cosigner Release

You may apply to have your cosigner(s) released from their obligation after 36 consecutive, on-time monthly principal and interest payments as long as you meet the underwriting and credit criteria at the time the cosigner release is requested.

Repayment Details

Once you're approved for the Veridian Private Student Loan, your loan funds will be disbursed directly to your school.

After your loan funds are sent to your school:

  • You will be eligible for different repayment plans.
  • Payments should be sent to Aspire Servicing Center.
  • You can access your account information through the secure Account Access system at www.studentloan.org.

Start Your Application

1 Origination fee based on credit score and annual income.

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