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Private Loans

Aspire Servicing Center provides customer service and collects student loan payments for several lenders. These loans are subject to credit approval.

If you need more money for your college expenses after using your earnings, savings and all sources of student financial aid, a supplemental private student loan can help make up the difference. Remember to work with financial aid professionals at your college or university to explore and exhaust all sources of student financial aid before seeking a private loan.

Apply Online

Visit the different websites to learn more about these private loans.

Iowa Student Loan Programs

Students and parents or family members can take advantage of these programs:

Credit Union Programs

To qualify for the following private student loans, you must be a member or become a member of the credit union. Each has different criteria for becoming a member.

Bank Programs

You may need to be a current bank customer or meet other eligibility criteria to apply for loans offered by banks.


Once you apply for a loan we service, you will need to review and approve required disclosures and complete the self-certification form before your loan funds are sent to your college or university. We will send you emails when these items are ready.

Calculate Your Payment

Use our loan payment calculator to estimate monthly payments for different loans.


Review the most common forms for private loans.

Submit Documents

Submit required paperwork for processing your application electronically and securely.

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