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How Payments Are Applied

Select from the options below to see answers to common questions about how payments are applied to student loan accounts.

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How do I pay off my loans?

How is each payment applied to multiple loans in my account?

How much of each payment is applied to late charges, interest and principal?

When are payments credited to my account?

What happens when I make early or late payments?

What happens if I pay more or less than the amount due?

Can I make extra payments?

What is paid ahead?

How do I allocate payments differently?

What happens if my payment fails or is rejected?

How can I see my payment history?

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